We reduce the costs, risks, and complexities in managing your company's 401(k) plan.
Avoid Unnecessary Fees
High Fees are guaranteed to lower investment returns. Our solution is to provide a low-cost menu of diversified funds.
Avoid Unnecessary Risk
Our Investment Philosophy avoids unnecessary fiduciary risk for employers and reduces investment risk for employees.
Ongoing Fiduciary Review
Our ongoing investment monitoring process helps avoid potential DOL and IRS audit issues.
Zero markup, zero hidden fees.
Reduce your fiduciary liability as a plan sponsor.
Plan investment monitoring and oversight.
Employee education and financial guidance.
Conflict-free advice which benefits you & your employees.
Investment philosophy grounded in modern portfolio theory.
EDUCATION IS CRITICAL TO SUCCESS
Being a Fiduciary Means You Have a Big Responsibility
You might think that your big-name broker will bear fiduciary responsibility for your 401(k) plan, but read the fine print
Most of the known national retirement plan brokers don’t act as discretionary managers, and they specifically reject in writing their status as a Fiduciary under the Employee Retirement Income Security Act (ERISA) guidelines.
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The purpose of this Investment Policy Statement is to provide meaningful direction and guidance to our firm regarding the selection...
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The most prudent way for investors to reduce portfolio risk and enhance wealth is through “passive investing.”
Fiduciaries have sworn a legal oath to invest with their clients best interest in mind, rather than their own.