Blog – Fiduciary Retirement Services

Published On - June 10, 2021

How Lower 401k Fees Can Grow Your Retirement Savings

There are few industries where the phrase “you get what you pay for” is less applicable than the 401(k) industry. Equally competent 401(k) providers can charge extremely different fees for similar administration services and investment packages. This variability is a big problem for employers wh...

Published On - May 14, 2021

Joseph Vecchio UncategorizedTags: Bonds, CFP

What to do With Your Savings Bonds!

What savings bonds are, and how they work Savings bonds are safe investments issued by the US Treasury. Anyone familiar with a ‘zero coupon bond’ will understand how they work. Series EE bonds, issued back in the days when I was getting them from grandparents, were purchased at a discount to fac...

Published On - May 8, 2021

Joseph Vecchio Uncategorized

Tips to Reduce your Spending

Reducing spending is a topic that comes up with a lot of clients. Some truly need to save more, others just feel as if they spend too much, without having any specific or concrete thing to point to as a measure of “too much.” A good long term plan can help achieve financial independence. As [&he...

Published On - April 30, 2021

Joseph Vecchio UncategorizedTags: CPA, Mortgage

How Much Mortgage Can I Afford?

Deciding how much you can afford to spend on your dream home can be a major challenge. For many, buying a home is the largest investment we make in our lives, and we typically borrow through a mortgage to pay for it. If you do not correctly calculate how much home you can afford, you […]...

Published On - April 23, 2021

Joseph Vecchio UncategorizedTags: CFP, CPA, Fiduciary, Stimulus

How to Spend your Stimulus Responsibly

In addition to the cash infusion many people see this time of year from a tax refund, we are also seeing the latest round of stimulus checks distributed across the country. If this stimulus is a little extra cash for you right now, rather than blowing this unplanned income on some shopping, check o...

Published On - April 14, 2021

Joseph Vecchio Finance & AccountingTags: Financial Planner

Seven Easy Ways to Save Money in 2021

Today we will be sharing 7 simple tips to maximize your future savings. The more money you save now, the more you will have to invest later, and it will make you better off in retirement. As Financial Planners, we always have our sights set on the future, and the quality of your financial future [&h...

Published On - March 26, 2021

Joseph Vecchio UncategorizedTags: CFP, CPA, Investor

How Investment Benchmarks Have Changed Financial Planning

Choosing the best investment benchmark will help you properly evaluate your portfolio and retire with confidence. By using inflation as your benchmark, you can ensure you’ll have the cash you need to maintain your ideal lifestyle goals in retirement. Inflation reduces the value of your hard-ea...

Published On - March 19, 2021

Joseph Vecchio UncategorizedTags: Financial Planner, Investment Policy

Investment Policy Statement

The purpose of this Investment Policy Statement is to provide meaningful direction and guidance to our firm regarding the selection and management of investment assets based on established and documented investment goals and objectives. WHY INVEST? You and your family have financial needs and goals,...

Published On - March 12, 2021

Joseph Vecchio UncategorizedTags: 401k, fee-only advisor, Fiduciary

What You Need to Know About 401k Fees as a Business Owner!

401k Providers can charge a variety of direct and/or indirect fees when delivering administrative services such as asset custody, professional investment advice, and Third-Party Administration(TPA). Fees for these services can be paid for through deductions from participant accounts, or paid for by ...

Published On - March 5, 2021

Joseph Vecchio Finance & AccountingTags: Certified Financial Advisor, Student Loan, Tax Planning

How Financial Planning Will Help you Hack Your Student Loans

Utilize these techniques to minimize your income driven student loan payments......

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How Lower 401k Fees Can Grow Your Retirement Savings

What to do With Your Savings Bonds!

Tips to Reduce your Spending

How Much Mortgage Can I Afford?

How to Spend your Stimulus Responsibly

Seven Easy Ways to Save Money in 2021

How Investment Benchmarks Have Changed Financial Planning

Investment Policy Statement

What You Need to Know About 401k Fees as a Business Owner!

How Financial Planning Will Help you Hack Your Student Loans

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